What happens if you don’t enroll
If you are currently enrolled in health benefits and you don’t actively enroll during the Open Enrollment period, you will lose your current coverage for yourself and your covered dependents.
making changes during the year
After Open Enrollment, you can change your benefit elections only if you experience a qualifying life event. A few examples of qualifying events include, but not limited to, changes in:
- Marriage or divorce
- Birth, adoption, placement for adoption, named legal guardian
- Employment status (on-call, part-time or full-time)
- Gaining or losing other insurance coverage
You must report your life event to human resources within 31 days of the event and provide supporting documentation of the event. Adding Eskaton coverage will become effective the 1st of the month following the date of event as long as the initial waiting period has been met.
Terminating coverage will be the end of the month following the date of event.
Following IRS guidelines, you must report your life event and request your change in coverage within 31 days of the event. If you miss this window, Open Enrollment will be your next opportunity to make a change.
Where to get more information
Eskatonbenefits.libertyeb.org is your new Employee Benefits resource center! This portal is devoted to providing you with up-to-date information about your insurance benefits. It’s here when you need it, anytime day or night.
For more information about your benefits, please visit your benefit center Eskatonbenefits.libertyeb.org
• Get the most up-to-date benefit information
• Explore links to useful benefits-related websites
• Review your employee cost share amounts
• Review Summary Plan Descriptions (SPDs) and benefit summaries
• Find network providers in your area