Life and AD&D Insurance
Lincoln Financial Group
As an eligible Team Member, you are provided with basic life insurance and Accidental Death
& Dismemberment (AD&D) coverage at no cost to you. Life insurance pays funds to your
designated beneficiaries after your death, while AD&D pays an amount equal to your life
insurance in the event of an accidental death or for certain accidental injuries.
Basic Life and Accidental Death & Dismemberment (AD&D)
- As an Team Member, you receive Basic Life and AD&D insurance up to $10,000, at no cost to you.
Designate Your Beneficiary
When you enroll online for benefits, look for the prompts to designate a beneficiary for your Eskaton Company-provided life insurance coverage and/or your optional life insurance plans. If a beneficiary is not designated, benefits will be paid according to the carrier policy. It is not necessary to add a beneficiary for your spousal life or child life insurance coverage since you are automatically the beneficiary for any spouse or dependent coverage you elect.